I think this [1] article (Not only applicable to US as it says) is in a way related to discussion. Schools can teach finance/ time/ emotion management may be theoretically to certain extent...but when it comes to it's application for day to day activities which are often linked to our priorities, many people still not able to manage things in right fashion.
[1] https://www.businessinsider.in/wealthy-americans-dont-have-e...