I've been thinking of starting a small project that needs to charge money, and PayPal doesn't cut it (I need to be able to place a hold on $1-$2 at a time and then either release or keep it a few days later).
I've been looking at various processors and am slowly beginning to realise why PayPal is used by so many people: Every other processor requires my family medical history to sign up for (and most don't even support vendors outside the US)!
Sagepay, for example, requires me to apply for a merchant account at my bank, then apply for a sagepay account, then hook everything up in some obscure way I don't understand, and that's before I even get a quote on how much it will cost.
There are various startups that add subscription management on top of your payment processor, but I don't need subscriptions. I just need a simple way to hold $1 from a person's card and then release it (hopefully with no charge) or keep it.
Does anyone know of a payment processor that would fulfil my needs and not require my firstborn in exchange?
I've been looking at various processors and am slowly beginning to realise why PayPal is used by so many people: Every other processor requires my family medical history to sign up for (and most don't even support vendors outside the US)!
Sagepay, for example, requires me to apply for a merchant account at my bank, then apply for a sagepay account, then hook everything up in some obscure way I don't understand, and that's before I even get a quote on how much it will cost.
There are various startups that add subscription management on top of your payment processor, but I don't need subscriptions. I just need a simple way to hold $1 from a person's card and then release it (hopefully with no charge) or keep it.
Does anyone know of a payment processor that would fulfil my needs and not require my firstborn in exchange?