The difference is that I have physical cash in the bank and the bank is robbed, I don’t even have to really think about the financial impact of the news: even if the bills I deposited are stolen, I can walk in to another branch of the bank the same day and still access the funds.
Bitcoin in its current form can’t have a useful “black market list”, because that list has to be generated somehow. Do you make a central authority in charge of list management? Or do you trust some fraction of the population to “vouch” that coins are bad? All the options would either open the door to immediate abuse or require a central authority that doesn’t exist.
Regarding the immaturity of the projects: your comment isn’t really a response to the parent commenter. I agree that many bitcoin companies today started as hobbits projects. But why should we tolerate that they’re operating in an industry which can so easily lose millions of dollars for users, but operating with the security guarantees of hobbyists running a hobby webpage?
Bitcoin in its current form can’t have a useful “black market list”, because that list has to be generated somehow. Do you make a central authority in charge of list management? Or do you trust some fraction of the population to “vouch” that coins are bad? All the options would either open the door to immediate abuse or require a central authority that doesn’t exist.
Regarding the immaturity of the projects: your comment isn’t really a response to the parent commenter. I agree that many bitcoin companies today started as hobbits projects. But why should we tolerate that they’re operating in an industry which can so easily lose millions of dollars for users, but operating with the security guarantees of hobbyists running a hobby webpage?