I'm fairly sure that ordinary investors can't borrow for investment in the UK, or at least if they can it's not as easy as getting a mortgage. Getting a mortgage is a mountain of paperwork but for most people it isn't difficult even with the new rules.
Interestingly though 30% of people buying houses now in the UK are not getting mortgages (in some areas much more than that [1]) and I assume most of these will be the types of investors who are looking to buy a second home to rent out.
Interestingly though 30% of people buying houses now in the UK are not getting mortgages (in some areas much more than that [1]) and I assume most of these will be the types of investors who are looking to buy a second home to rent out.
[1] https://www.thisismoney.co.uk/money/mortgageshome/article-63...