Comment by glvn

Just don't answer those questions "truthfully. What I mean is I use 1password to store my credentials. So whenever a site asks me to provide 3 security questions and answer I will usually select 3 random questions (especially ones that don't apply to me like "where did you meet your wife", well i'm not married), then provide an answer like "dog bow rainbow toss three". Even if one place is breached and hackers find my "mothers maiden name", it's about as useful as a one time access token.