In the USA, not meeting minimum deposit requirements, having a bad credit history or trackrecord with banks, not paying monthly fees, and not knowing how to use a computer can all preclude someone from being able to qualify or use a bank account.
I've personally seen friends struggle with all of the above, but the reloadable AMEX cards at Walmart seem to be doing well to fill in the gaps (except for not being able to direct deposit into them)
I've personally seen friends struggle with all of the above, but the reloadable AMEX cards at Walmart seem to be doing well to fill in the gaps (except for not being able to direct deposit into them)