Nobody mentioned the Euro Zone before you did; they're talking about Europe "as a continent", for the most part.
Living in the UK, national payments are instant, with very few exceptions. And having lived in both Switzerland (where they use CHF), and Germany (Euros), I can say it's much the same across Europe.
International payments within Europe are fast too; a couple of days if you're changing currencies, and faster if both sides are in the Euro Zone.
Banks don't have to be slow. The only real issue I have is that the bank's exchange rates are criminal!
Living in the UK, national payments are instant, with very few exceptions. And having lived in both Switzerland (where they use CHF), and Germany (Euros), I can say it's much the same across Europe.
International payments within Europe are fast too; a couple of days if you're changing currencies, and faster if both sides are in the Euro Zone.
Banks don't have to be slow. The only real issue I have is that the bank's exchange rates are criminal!