In places like EU, this may be illegal cartel behaviour.
In Australia, the Big Four banks applied to the consumer watchdog for permission to team together and negotiate as a block - form a cartel - to Apple over Apple Pay and NFC access. The banks were denied, and just last month the biggest bank added Apple Pay support (after a number of the 'smaller' ones added it).
In Australia, the Big Four banks applied to the consumer watchdog for permission to team together and negotiate as a block - form a cartel - to Apple over Apple Pay and NFC access. The banks were denied, and just last month the biggest bank added Apple Pay support (after a number of the 'smaller' ones added it).