I believe universal justice exists. I believe you can quantify justice. I think at the end of the day you and I are both right, and both wrong. We hold utterly different perspectives on life, choice, and freedom. These may be irreconcilable. For example, I genuinely believe depression can be cured by "not being depressed".
Edit:
What if I want to live my life paycheck to paycheck? What if none of what you just described about freedom from the emotional stress of finances matters to me? What right do you have to force me to make the "right" choices and be financially responsible? Why shouldn't I be allowed to hurt myself?
Edit:
What if I want to live my life paycheck to paycheck? What if none of what you just described about freedom from the emotional stress of finances matters to me? What right do you have to force me to make the "right" choices and be financially responsible? Why shouldn't I be allowed to hurt myself?