I think you don't understand the math here. If you are in your 20s, single, and making six figures, you can rent an apartment with three other people in the bay and pay like 1-1.5k in rent and it's quite nice because you have so much extra capital to spend on top of saving.
And there are things to spend it on here. Heck many in their thirties do this.
And there are things to spend it on here. Heck many in their thirties do this.