Comment by dpflan

Wasn’t YC company Standard Treasury trying to help banks become more API accessible? If the banks have an API an offering, I can see how a standard would need to exist to support the primary use cases (auth, balance, transaction), and perhaps Plaid is showing what they could look like (reducing the complexity of interfacing disparate banks’ approaches to managing bank data). [NB: if there is a standard or info I am clearly not knowledgeable of based upon this comment, please educate me!]