At a certain price point (% of income), people stop buying insurance. You can buy a lot of healthcare services for $20K a year.
To your point, the meltdown is more on the insurance side. The normal, every day providers will just charge patients directly.
The issue is the people who get "left behind"--ones who have large numbers of issues. All our insurance money right now goes to provide for them. If insurance collapses, what happens to them?
To your point, the meltdown is more on the insurance side. The normal, every day providers will just charge patients directly.
The issue is the people who get "left behind"--ones who have large numbers of issues. All our insurance money right now goes to provide for them. If insurance collapses, what happens to them?