It's trying to solve the problem of having to involve a 3rd party in on-line transactions. Chargebacks are expensive to deal with. Jurisdictions are expensive to deal with. Standing up a multinational e-commerce site requires a lot of lawyers and accountants.
Will the risk presented by crypto always be greater than the risk of involving trusted third parties? Maybe. Maybe not.
Will the risk presented by crypto always be greater than the risk of involving trusted third parties? Maybe. Maybe not.