The major issue I see regarding a cash-free society (which I am part of by living in Sweden) is that it puts a big burden on tourists who have to pay a huge amount of fees when using their own cards in a different currency.
It is also a bit similar for expats who, under certain conditions, can't apply for a Swedish person number (think SSN) and thus get a fully activated bank account. No bank account? Good luck doing anything!
It is also a bit similar for expats who, under certain conditions, can't apply for a Swedish person number (think SSN) and thus get a fully activated bank account. No bank account? Good luck doing anything!