You want to have total transparency. It makes sense.
The "secret" of the industry is that dealers are not in the car selling business, they are in the financing business.
Currently there is a lot of asymmetry of information between the dealer and a consumer. How do you know that the dealer is giving you the best offer from a lender vs. a bit worse offer from a lender they have a relationship with?
Currently there is a lot of asymmetry of information between the dealer and a consumer. How do you know that the dealer is giving you the best offer from a lender vs. a bit worse offer from a lender they have a relationship with?