Comment by Daniel_sk

There is a clever solution to this from a bank in Slovakia (Tatrabanka), you can use their mobile banking application to generate a one-time numerical code for the withdrawal. So you can just generate the code and enter it on any ATM that is owned by this bank. You don't need to have the card with you (and you can forward this code to your wife for example). Also 100% of cards in Europe are also protected by PIN, so simple skimmers won't work.