GoodRx is a pharmacy benefit manager, most insurance companies use a pharmacy benefit manager. What they do is negotiate prices for some certain set of drugs. So 2 insurance companies might have 2 different prices than GoodRx and each of the 3 will offer a slightly different set of drugs.
When you use insurance and pay the co-pay, that counts against your out of pocket maximum on the plan. Prescriptions bought with GoodRx don't.
The insurance isn't doing a great job when they charge a co-pay that is larger than the price GoodRx has negotiated, but it isn't evidence of a scam.
When you use insurance and pay the co-pay, that counts against your out of pocket maximum on the plan. Prescriptions bought with GoodRx don't.
The insurance isn't doing a great job when they charge a co-pay that is larger than the price GoodRx has negotiated, but it isn't evidence of a scam.