Mid 30s my self, I have cash in the bank of more than a year's worth of my current salary BUT, zero saved for retirement.
I do not own a home, but expect to convert most of that liquid savings if the opportunity does arise.
I do not make enough to qualify for owing a home in the area I live.
I also don't anticipate growth in the markets long term over the period of my life to retirement; I fully expect the unfinished recession will need to show a bug ugly period again with an ACTUAL market correction and I foolishly hope we'll finally stop chasing bubbles after that because it will be politically untenable to not FULLY socialize retirement and (at least basic) health-care costs.
I do not own a home, but expect to convert most of that liquid savings if the opportunity does arise.
I do not make enough to qualify for owing a home in the area I live.
I also don't anticipate growth in the markets long term over the period of my life to retirement; I fully expect the unfinished recession will need to show a bug ugly period again with an ACTUAL market correction and I foolishly hope we'll finally stop chasing bubbles after that because it will be politically untenable to not FULLY socialize retirement and (at least basic) health-care costs.