Comment by nostrademons

The last couple times I've been car shopping the 0% financing deals come with a jacked-up list price. You may get the loan at 0%, but the way that works is that they quote a higher price to begin with and then the 0% financing (assuming good credit) was their "concession" in the negotiation. We bought our cars for under dealer price, paying by cashier's check, so I assume that the actual dealer price was even lower (otherwise they wouldn't be willing to sell us the car), particularly since the lowest price they would go with financing was a couple thousand higher (credit scores in the 800s).