Level 0 is missing here. They want to know if they can afford rent AND food this month. They might be able to squeak by if nothing goes wrong. But something always does. Whether the 12 year old car needs an expensive repair or someone gets sick and misses work or even a parking ticket can leave them struggling to get by.
Also missing is level 4: I don't have to work to be at level 3 levels of comfort.
There's a tiny fraction who own significant wealth that are in a special level 5 or higher. "I don't care what anything costs."
Also missing is level 4: I don't have to work to be at level 3 levels of comfort.
There's a tiny fraction who own significant wealth that are in a special level 5 or higher. "I don't care what anything costs."