Comment by Sharlin

As an outsider, I really don’t understand how the US economy continues to function. With almost nonexistent social safety nets, jobs you can be fired from if you don’t come to work while ill, lack of paid maternity leave combined with really expensive daycare, and healthcare you can only afford if you’re healthy anyway, the only way for an average person to be able to prepare for contingencies is to have a lot of savings. But at the same time an average person cannot afford to save any money! Boggles the mind.