Comment by tudelo

I wonder... is there any good solution to this issue from either side? Outside of legitimate gender change (bear with me -- I know some of you don't think this is possible but lets go with the assumption) can you really blame the guy? And as an insurance company what can you do about it? I would say maybe we could have flat rates but then that just incentivizes the "good" class to go to an insurer who values their "goodness".