It creates a race condition in transit - if they can use the code before you, then they win. I can intercept at the network level, but also via phishing attacks - there is no domain challenge or verification in TOTP.
I know having someone malicious get into your account multiple times vs once is likely worse, but its hard to quantify how much worse it is - and of course using that one login to change your 2FA setup would make them equivalently bad.
I know having someone malicious get into your account multiple times vs once is likely worse, but its hard to quantify how much worse it is - and of course using that one login to change your 2FA setup would make them equivalently bad.