Comment Comment by 21 Quote from the article:> You can load in tons and tons of demographic data, and it’s disturbing when you see percent black in a zip code and percent Hispanic in a zip code be more important than borrower debt-to-income ratio when you run a credit model.https://thenextweb.com/syndication/2017/12/29/future-fintech... parent 21 8 years ago
> You can load in tons and tons of demographic data, and it’s disturbing when you see percent black in a zip code and percent Hispanic in a zip code be more important than borrower debt-to-income ratio when you run a credit model.
https://thenextweb.com/syndication/2017/12/29/future-fintech...