> I now need to go to a bank, and then to a shop
Hmmm...if you go to a bank to withdraw cash every tine you go to a shop I could see your point, but I would suggest that "you're holding it wrong".
> I have to carry a lot of little bits of valuable paper around with me
Which are limited in terms of risk, whereas a card can withdraw...whatever your limit. Carrying the bits of paper (and coins) has the big benefit of being tangible, that is we get to use all our senses to understand something otherwise very abstract.
> when I pay I have to wait [..]
Err...sorry, cash transactions are invariably much quicker than card transactions around here.
> I get no protections such as insurance
You mean you don't have ridiculous services bundled together for no reason whatsoever.
> I can't how understand how anyone can argue cash is more convenient!
And I can't understand how anyone can argue that cards are more convenient, when they clearly are not.
>And how can you possibly argue cash is faster? Paying by card takes 0.5 seconds -
Where? Around here, card transactions always take longer.
> arcane things like inserting your card, paper printouts, signing with a pen [..] decade or more.
Actually, having to sign on EC payments has become a thing recently, it used to be exclusively PIN. And sometimes it's PIN, sometimes it's signature, in the same shop, with the same card. They payment processor seems to choose by some randomized algorithm.
Hmmm...if you go to a bank to withdraw cash every tine you go to a shop I could see your point, but I would suggest that "you're holding it wrong".
> I have to carry a lot of little bits of valuable paper around with me
Which are limited in terms of risk, whereas a card can withdraw...whatever your limit. Carrying the bits of paper (and coins) has the big benefit of being tangible, that is we get to use all our senses to understand something otherwise very abstract.
> when I pay I have to wait [..]
Err...sorry, cash transactions are invariably much quicker than card transactions around here.
> I get no protections such as insurance
You mean you don't have ridiculous services bundled together for no reason whatsoever.
> I can't how understand how anyone can argue cash is more convenient!
And I can't understand how anyone can argue that cards are more convenient, when they clearly are not.
>And how can you possibly argue cash is faster? Paying by card takes 0.5 seconds -
Where? Around here, card transactions always take longer.
> arcane things like inserting your card, paper printouts, signing with a pen [..] decade or more.
Actually, having to sign on EC payments has become a thing recently, it used to be exclusively PIN. And sometimes it's PIN, sometimes it's signature, in the same shop, with the same card. They payment processor seems to choose by some randomized algorithm.