The model assigns opportunities every 6 months for 40 years and decides whether the talents of the potential beneficiary are adequate to exploit the opportunity.
It doesn't work this way. People waiting for opportunities don't encounter them with the same frequency as people actively looking for and/or trying to manufacture them. An opportunity for me to double my assets or income might exist, but will I even be aware of it? If I am, and my talent is adequate to exploit it, what kind of risk does it come with and what is my tolerance for such risk?
The last event in my life roughly conforming to the opportunities generated by this model was something I actively sought, carefully selected among hundreds of similar opportunities, and took enormous (stupid, I'd be saying now if it hadn't worked out) risk to exploit.
It doesn't work this way. People waiting for opportunities don't encounter them with the same frequency as people actively looking for and/or trying to manufacture them. An opportunity for me to double my assets or income might exist, but will I even be aware of it? If I am, and my talent is adequate to exploit it, what kind of risk does it come with and what is my tolerance for such risk?
The last event in my life roughly conforming to the opportunities generated by this model was something I actively sought, carefully selected among hundreds of similar opportunities, and took enormous (stupid, I'd be saying now if it hadn't worked out) risk to exploit.