A little more color: Stripe’s incentives are aligned with those of our users in that we want to let through as many legitimate customers as possible. We keep a very close eye on false positives.
Our machine learning models examine thousands of attributes for each payment and make predictions based on how frequently the observed attributes were associated with fraud in the past. The comparison here is never just on one or two or three attributes (as in your example), and no logic is hard-coded.
A little more color: Stripe’s incentives are aligned with those of our users in that we want to let through as many legitimate customers as possible. We keep a very close eye on false positives.
Our machine learning models examine thousands of attributes for each payment and make predictions based on how frequently the observed attributes were associated with fraud in the past. The comparison here is never just on one or two or three attributes (as in your example), and no logic is hard-coded.