I'd personally much rather pay higher fees when there is a high network volume than constantly paying fees for the privilege of using an ATM, or servicing my online account, or processing a wire transfer, or reissuing me a debit card or checkbook, etc. For merchants, fees are outrageous indefinitely.
Here are a few recent articles on millenial interest in crypto [1] [2].
Here are a few recent articles on millenial interest in crypto [1] [2].
[1] https://www.finder.com/why-people-arent-buying-cryptocurrenc... [2] https://www.marketwatch.com/story/millennials-are-afraid-sto...