Comment by Andrenid

I haven't carried cash or wallet for about a year now. All I use is my phone (CommBank app, which uses PayPass network). Whether it's a coffee, snack for my kid, weekly shopping or a night out, I can barely even remember the times I've been caught out. Maybe twice in a year. Only times I take my wallet out the door is if I'm driving (I live in Melbourne and mostly walk or take trams) or going to the Doctors or something that requires ID/Medicare.

Food trucks, weekend markets, everyone has an EFTPOS/MPOS or CommBank tablet in their business now.