This is not exhaustive but it is what comes to mind.
* Paper still required for most proof of identity/address etc. Particularly annoying almost all providers are pushing customers to move to online statements but then opening any new accounts still require paper
* Wet signatures still considered king/stronger than other forms of identification. This has caused me issues as I barely ever need to sign and hence my signature is never consistent!
* Took 5 weeks to open an everyday account upon arrival. Seems pretty standard for all ex pats I've talked to. If you are a UK local maybe you've never experienced this?
* Slow to list pending transactions although based on other posts here I may be an outlier in this experience. I assume the new digital banks (Monzo etc) have improved this significantly
* Having to specify that you want a contactless debit/credit card - do people really not want contactless cards? You can always just not use that function...
* All the banking apps I've seen over here are terrible, unfortunately didn't get to try out any of the new digital banks. I assume CBA is probably still the king for mobile banking capabilities
* When I first arrived there was no Android Pay or Apple Pay, but thankfully that did come in around mid to late 2016
EDIT: I also signed up to use PayM but never came across a single person that I needed to transfer money to/receive from that actually had PayM
* Paper still required for most proof of identity/address etc. Particularly annoying almost all providers are pushing customers to move to online statements but then opening any new accounts still require paper
* Wet signatures still considered king/stronger than other forms of identification. This has caused me issues as I barely ever need to sign and hence my signature is never consistent!
* Took 5 weeks to open an everyday account upon arrival. Seems pretty standard for all ex pats I've talked to. If you are a UK local maybe you've never experienced this?
* Slow to list pending transactions although based on other posts here I may be an outlier in this experience. I assume the new digital banks (Monzo etc) have improved this significantly
* Having to specify that you want a contactless debit/credit card - do people really not want contactless cards? You can always just not use that function...
* All the banking apps I've seen over here are terrible, unfortunately didn't get to try out any of the new digital banks. I assume CBA is probably still the king for mobile banking capabilities
* When I first arrived there was no Android Pay or Apple Pay, but thankfully that did come in around mid to late 2016
EDIT: I also signed up to use PayM but never came across a single person that I needed to transfer money to/receive from that actually had PayM