Couldn't agree more. I called State Farm last month just to get a quote on a potential car purchase. Instead, I ended up canceling my current policy on the spot because the agent tried to push Limited Tort as if it was just an easy way to save money.
It made me so furious because most people don't understand what they're giving up, and they won't understand until they get into an accident and learn they signed away their rights years ago. The way agents sell Limited Tort gives you a completely inaccurate impression of the potential consequences.
It made me so furious because most people don't understand what they're giving up, and they won't understand until they get into an accident and learn they signed away their rights years ago. The way agents sell Limited Tort gives you a completely inaccurate impression of the potential consequences.
That sort of thing should absolutely be criminal.