Settle down and have kids early, play the long game instead. Seriously. Have kids when you're ~25 (closer to the optimal age for having kids), then by the time you're ~45 they'll have moved out and you'll have the time and the financial freedom to take risks, do what you want, sail around the world etc.
We've done this. And let me tell you, working 40 hours a week when your 8-month baby lets you sleep on average 2 hours per night is a lot fucking harder than the 70-hour tech-scene work week. So given the choice, I'll take the former when I'm young and fit for it, and the latter when I'm older and wiser.
We've done this. And let me tell you, working 40 hours a week when your 8-month baby lets you sleep on average 2 hours per night is a lot fucking harder than the 70-hour tech-scene work week. So given the choice, I'll take the former when I'm young and fit for it, and the latter when I'm older and wiser.