Comment by overhang

Define 'breach'.

Did Equifax obtain information about me via a breach?

Show me where in my mortgage contract I gave the bank permission to disclose anything to Equifax.

Show me any agreement with my employer that authorizes them to disclose salary information to Equifax.

Out of the thousands of points of data Equifax has collected about me, how many of those were obtained through 'breaches' by some definition?