Reads like this are slowly convincing me not to buy into the world of mortgages and debt and to just live the rest of my life paying for everything in cash. I tried to buy a house last year with my wife but the market exploded where I live and suddenly houses were 40% more expensive from last year.
So we still rent, which makes me feel incomplete. Like I'm kind of failing my duty of bringing the Canadian Dream to my family. But I gotta tell you, seeing 45% of my before tax income going into savings feels amazingly liberating. I stopped calling my savings a "down payment". It's now, "two college funds and 3 years of unemployment."
I feel in total control of my future this way, but I also feel like I'm feeding into the apocalypse paranoia. I won't actually need this unemployment cash will I?
So we still rent, which makes me feel incomplete. Like I'm kind of failing my duty of bringing the Canadian Dream to my family. But I gotta tell you, seeing 45% of my before tax income going into savings feels amazingly liberating. I stopped calling my savings a "down payment". It's now, "two college funds and 3 years of unemployment."
I feel in total control of my future this way, but I also feel like I'm feeding into the apocalypse paranoia. I won't actually need this unemployment cash will I?