The point is that charter revocation requires both the executive and judicial branch to agree. Moreover, I think I can guarantee that any vague sounding statement like "abuse, misuse or nonuse of its corporate powers, privileges or franchises." has been translated into a series of relatively specific conditions by the courts. You can't just sue someone for being vaguely terrible.
Basically, however appalling the unaccountable power of credit bureaus is, it was legal yesterday and it's not the job of either the executive branch or the judicial to decide today that such power isn't legal today. The judicial system especially is oriented towards prevent that kind of thing. Rather, deciding that is the job of (even more dysfunctional) legislative branch.
This, of course, doesn't guarantee that executive or judicial branch couldn't "get religion" and try to get end this situation but it would have it own messiness.
And there you have it - an American legal/government system very much resembling a well built car driven far too long without an overhaul.
Basically, however appalling the unaccountable power of credit bureaus is, it was legal yesterday and it's not the job of either the executive branch or the judicial to decide today that such power isn't legal today. The judicial system especially is oriented towards prevent that kind of thing. Rather, deciding that is the job of (even more dysfunctional) legislative branch.
This, of course, doesn't guarantee that executive or judicial branch couldn't "get religion" and try to get end this situation but it would have it own messiness.
And there you have it - an American legal/government system very much resembling a well built car driven far too long without an overhaul.