Another commenter, who now deleted the comment, said:
"There's a 44% chance you were affected, but a 100% chance you waive your right to be in a class action lawsuit if you enroll in their ID protection."
I thought it was a good comment, but I wonder if it matters.
How much would you get? I have been a member of these class action lawsuits before, and I get, like, $3 for my troubles at the end of the day, so I never claim the prize because it's another database where my SSN would be stored and stolen from.
I think the best is to freeze your credit report and deal with the troubles of having to unfreeze it when you need a loan.
If there are expert people from the Fin Svc industry here, is the above correct? Is freeze pretty much the only reasonable action now to protect ourselves?
I thought it was a good comment, but I wonder if it matters.
How much would you get? I have been a member of these class action lawsuits before, and I get, like, $3 for my troubles at the end of the day, so I never claim the prize because it's another database where my SSN would be stored and stolen from.
I think the best is to freeze your credit report and deal with the troubles of having to unfreeze it when you need a loan.
If there are expert people from the Fin Svc industry here, is the above correct? Is freeze pretty much the only reasonable action now to protect ourselves?