Ask PG & other successful folks: how did your life change after FU money?

Here are some questions that I find myself pondering from time to time as I code. To those who have achieved "FU money" (I use this term loosely):

* Has your life changed in unexpected ways?

* Has there been any change in the way you interact with strangers?

* Has the number of things you have to endure increased or decreased?

* And is "FU money" all its cracked up to be? e.g., is your life an order of magnitude more enjoyable now, or is it pretty much the same etc?