"NACHA projects that ACH Originators would generate approximately 1.4 billion same-day ACH payments annually as of ten years after full implementation and rollout, primarily for transactions that can be initiated before 2:45 PM ET on business days (not on weekends or holidays), and that do not require real-time functionality."
So you'll still have to deal with the absurd notion of holidays and weekends when working with bank transfers.
What we need is instant clearing, 24/7/365. Nobody cares that it's Sunday. Nobody cares that it's Presidents Day.
"NACHA projects that ACH Originators would generate approximately 1.4 billion same-day ACH payments annually as of ten years after full implementation and rollout, primarily for transactions that can be initiated before 2:45 PM ET on business days (not on weekends or holidays), and that do not require real-time functionality."
So you'll still have to deal with the absurd notion of holidays and weekends when working with bank transfers.
What we need is instant clearing, 24/7/365. Nobody cares that it's Sunday. Nobody cares that it's Presidents Day.