I've lived in downtown SF for 5 years and as I type this visiting Nashville TN, as I am thinking about moving to Nashville.
The biggest expenses to consider in SF besides the obvious housing costs:
- Food + drink + groceries are way, way, way more expensive. There is no Walmart in the city. Get used to corner stores that charge a hefty premium. I miss Walmart and strip shopping malls.
- Income taxes. Tennessee for example has 0% income state tax, excluding dividends. The 0% state income tax in Tennessee also includes capital gains (stocks, company selling) which is huge.
- Health insurance. San Francisco according to my quick research using Blue Shield retail prices are some of the most expensive in the entire United States. I pay $500 a month for a middle of the road plan (single). That's a car payment for a nice BMW or Mercedes. Absolutely absurd.
The biggest expenses to consider in SF besides the obvious housing costs:
- Food + drink + groceries are way, way, way more expensive. There is no Walmart in the city. Get used to corner stores that charge a hefty premium. I miss Walmart and strip shopping malls.
- Income taxes. Tennessee for example has 0% income state tax, excluding dividends. The 0% state income tax in Tennessee also includes capital gains (stocks, company selling) which is huge.
- Health insurance. San Francisco according to my quick research using Blue Shield retail prices are some of the most expensive in the entire United States. I pay $500 a month for a middle of the road plan (single). That's a car payment for a nice BMW or Mercedes. Absolutely absurd.