Comment by mankash666

Institutions that add little to no value in transactions:

1> IPO underwriter 2> Title/Escrow company in a home sale 3> Payment processors like Visa 4> Property manager for a rental home 5> Realtors

These middlemen need to be bypassed to keep more value in these high value transactions and reduce costs!

I'm glad Spotify is doing this, hopefully other big names will follow