Comment by dv35z

Thanks! And correct - should have added "in the US" in te title. Just got back from a trip, and am always reminded how archaic USA banking feels compared to most other countries' systems. With the recent industry switch to chip in the US, I'd hope transactions would be faster and easiee - but the implementation seems terrible: confusing POS interfaces, slow chip reading, still need to sign / no PIN, rarely any "bring the mobile POS to your restaurant table" requires still waiting on the waiter for 5min, etc.