Comment by JohnTHaller

It's also worth noting that if you do a chargeback, a company like Uber will often block your account and phone from using their services. Doing a chargeback against Steam for instance and they will ban you, preventing you from playing games you've paid for ("leased" more accurately). So, it's important to be careful about doing chargebacks unless you're sure the company you're doing a chargeback against is one you never wish to do business with again.