Comment by wfunction

Yes... I was trying to say, wouldn't it make more sense to work more right now so you can save for when you do have children. Because, like you said, you'll need the money more later than now, and you'll want to spend more time at home than you do now. i.e. if you're like most people, you'll be less excited to work, and will do it more out of necessity than desire. So why not plan accordingly.