My wife was a teacher for middle school youth who were in state custody (or had other behavioral issues), and all of her students were raised with the exact same approach to healthcare as your co-worker. "Why pay for anything when you don't have to?"
When my wife was about to deliver our first child, she mentioned to her students how the hospital bills can be expensive. Her students were absolutely dumbfounded that anyone would actually pay out-of-pocket (with or without insurance) for a baby delivery. They almost couldn't comprehend the idea that anyone other than the government actually pays for this stuff. Many of those same students came from large families where a single mother literally chose to have many children (with random fathers) in order to qualify for more state-funded entitlements, and unfortunately, that whole mindset evidently perpetuates itself through the generations as kids grow up and expect to repeat the process.
And of course, their votes count the same as my vote.
When my wife was about to deliver our first child, she mentioned to her students how the hospital bills can be expensive. Her students were absolutely dumbfounded that anyone would actually pay out-of-pocket (with or without insurance) for a baby delivery. They almost couldn't comprehend the idea that anyone other than the government actually pays for this stuff. Many of those same students came from large families where a single mother literally chose to have many children (with random fathers) in order to qualify for more state-funded entitlements, and unfortunately, that whole mindset evidently perpetuates itself through the generations as kids grow up and expect to repeat the process.
And of course, their votes count the same as my vote.