> Medicaid is a loan.
Um, ... no. Or, at least not in my case.
Our son was diagnosed with cancer at the age of three. Medicaid served as secondary insurance, and thankfully so, as the bills from the first month exceeded $300,000. This went on for nine months.
It's now been eight years since he passed, with no mention from any agency about recovery.
Besides, it seems you left a few things out of your diatribe. From the medicaid.gov link:
> For individuals age 55 or older, ... recovery of payments
> from the individual's estate for [specifically enumerated things,
> which does not appear to include doctor visits].
Also:
> States may not recover from the estate of a deceased Medicaid
> enrollee who is survived by a spouse, child under age 21, or
> blind or disabled child of any age. States are also required to
> establish procedures for waiving estate recovery when recovery
> would cause an undue hardship.
So, at best a fear-mongering half-truth. Maybe we can agree Medicaid is for people with no money. The government seems to have a procedure that attempts to collect money from an estate, in certain circumstances,
after a patient dies, if there really was money available.
Um, ... no. Or, at least not in my case.
Our son was diagnosed with cancer at the age of three. Medicaid served as secondary insurance, and thankfully so, as the bills from the first month exceeded $300,000. This went on for nine months.
It's now been eight years since he passed, with no mention from any agency about recovery.
Besides, it seems you left a few things out of your diatribe. From the medicaid.gov link:
Also: So, at best a fear-mongering half-truth. Maybe we can agree Medicaid is for people with no money. The government seems to have a procedure that attempts to collect money from an estate, in certain circumstances, after a patient dies, if there really was money available.