Your private keys have limited attack surface, especially if they're in cold storage.
However, your banking account has unlimited attack surface. It's on some remote information system that you do not control and never will.
As I already said, I'm not a big believer in "legal recourse", it's as well to be used to take money from you as to return them back.
However, your banking account has unlimited attack surface. It's on some remote information system that you do not control and never will. As I already said, I'm not a big believer in "legal recourse", it's as well to be used to take money from you as to return them back.