As a young, healthy male in my 20's pursuing entrepreneurship, the best health insurance for me is the ability to declare bankruptcy. I have chosen to go uninsured and pay the ACA penalty because it's so much cheaper than paying for a catastrophic health insurance plan. Why would I pay $4000 per year for a $6000 deductible? I do not see any benefit from that except in the case of catastrophe. It's just flushing money (that I don't have) down the toilet.
If I have to go to the ER and have a hospital bill so high that I literally cannot afford it, I will just declare bankruptcy. After all, it's not like I have any money to lose. And bankruptcy will disappear after 7 years.
This is selfish, but I really don't give a shit. The healthcare system is so messed up and overpriced that I feel no social obligation to it.
If I have to go to the ER and have a hospital bill so high that I literally cannot afford it, I will just declare bankruptcy. After all, it's not like I have any money to lose. And bankruptcy will disappear after 7 years.
This is selfish, but I really don't give a shit. The healthcare system is so messed up and overpriced that I feel no social obligation to it.