Comment by sdouglas

Circle's interface is much easier to use than the banking apps and websites I've used. You don't need to enter the sortcode/account number, like you typically need to with the banks. And the fact that it's so easy and fast means that people typically pay each other instantly (at the bar, restaurant, cinema, whatever) rather than waiting and potentially forgetting. I like it because you don't need to remind people, or be reminded yourself.