>[...] concept called equal opportunity. Here, the constraint is that of the people who can pay back a loan, the same fraction in each group should actually be granted a loan.
This does not seem fair to me, because if this is applied then your race (group) would determine your credit score threshold which feels discriminatory to me.
I feel that, by definition, it is not discriminatory only if none of your attributes that you could be discriminated against (gender, race, ...) are taken into account at all.
Maybe the concept of 'equal opportunity' is just some compromise between discrimination and making less informed decisions.
This does not seem fair to me, because if this is applied then your race (group) would determine your credit score threshold which feels discriminatory to me.
I feel that, by definition, it is not discriminatory only if none of your attributes that you could be discriminated against (gender, race, ...) are taken into account at all.
Maybe the concept of 'equal opportunity' is just some compromise between discrimination and making less informed decisions.