Thanks a lot for the explanation. I think what I mostly don't get is
a) isn't "replace 1mil+ for a product that costs 100" (pulled that number from thin air, no clue what these things cost) already punitive? The replacement cost eats the profit for a HUGE number of sales already, no?
b) the arguments for the _specific_ number seem completely arbitrary and scaling in ways I cannot understand. It's not "our home was destroyed, pay to replace it and pay for another house on top, because we have to replace all the stuff inside and the experience was crazy". It's "our home was destroyed, pay us enough to buy 2 dozen of these homes with a lot of room to make every single one of these 24 homes look nice as well".
That scales in ways that are utterly alien to me. If you can somehow defend your request for 30mil, why not 50? 100? As soon as you enter 'emotional damage' (hard to quantify) or punitive damages (the more the better, right?) I fail to see how you come up with these numbers.
Then again, I'm not saying it's silly. It's just completely confusing for me and I DO feel better about the local system. It is an entirely different culture and I'm trying to point this out in a thread that so far is full of "Yeah, makes sense" posts. Internationally it might not be that one sided.
a) isn't "replace 1mil+ for a product that costs 100" (pulled that number from thin air, no clue what these things cost) already punitive? The replacement cost eats the profit for a HUGE number of sales already, no?
b) the arguments for the _specific_ number seem completely arbitrary and scaling in ways I cannot understand. It's not "our home was destroyed, pay to replace it and pay for another house on top, because we have to replace all the stuff inside and the experience was crazy". It's "our home was destroyed, pay us enough to buy 2 dozen of these homes with a lot of room to make every single one of these 24 homes look nice as well".
That scales in ways that are utterly alien to me. If you can somehow defend your request for 30mil, why not 50? 100? As soon as you enter 'emotional damage' (hard to quantify) or punitive damages (the more the better, right?) I fail to see how you come up with these numbers.
Then again, I'm not saying it's silly. It's just completely confusing for me and I DO feel better about the local system. It is an entirely different culture and I'm trying to point this out in a thread that so far is full of "Yeah, makes sense" posts. Internationally it might not be that one sided.